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Commercial Lease Cost Calculator

Your lease quote is a year-one number. This calculator shows what you'll actually pay in years 2, 3, 4, and 5 — after rent escalations and CAM increases compound. Enter your lease terms to see the full picture.

Your lease terms

Your quoted monthly base rent

Fixed % bump each year (3% is common)

Estimated CAM. Enter 0 for gross leases.

5–10% is typical without a cap

Total rent
$509,677
Total CAM
$132,615
Grand total
$642,292
Avg monthly
$10,705

Year-by-year breakdown

YearMonthly RentMonthly CAMMonthly TotalAnnual Total
1$8,000$2,000$10,000$120,000
2$8,240$2,100$10,340$124,080
3$8,487$2,205$10,692$128,306
4$8,742$2,315$11,057$132,685
5$9,004$2,431$11,435$137,221
Total$509,677$132,615$10,705/mo avg$642,292
Note on CAM estimates: This calculator uses a fixed annual increase rate for CAM charges. Real CAM reconciliations vary each year based on actual landlord expenses. Without a cap in your lease, a single large expense (roof repair, parking lot, insurance spike) can push CAM well above the estimated rate. A 5% annual cap on controllable operating expenses is the standard tenant protection to negotiate. Learn how CAM caps work →

This estimate is based on your inputs, not your actual lease language.

A full LeaseLens analysis reads your lease PDF directly — extracting the exact escalation terms, CAM structure, caps, and every clause that affects your real occupancy cost. You get a complete year-by-year cost projection based on your actual signed terms.

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Why year-one rent isn't the number that matters

Most commercial tenants budget from the quoted base rent. The landlord says $8,000/month — that's the number that goes into the spreadsheet. But in a 5-year NNN lease with a 3% annual escalation and CAM charges that grow 5% per year, year one and year five look nothing alike.

On a $8,000/month base lease with $2,000/month CAM at typical escalation rates: year one you're paying $10,000/month. Year five you're paying over $12,500/month. Over the full five years, total occupancy cost is around $665,000 — not the $600,000 you'd calculate from year-one rent times 60 months.

That gap is what this calculator surfaces. The number that matters for your business isn't year-one rent — it's total occupancy cost over the full term, and what your monthly check will look like in year four when you're locked in.

How CAM charges work →NNN lease cost explained →Negotiation checklist →